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About Us

We know how important your money is to you and we also realise that we are given a huge responsibility when you trust us with your financial future. We work tirelessly to give our clients the outcome they are expecting, whether it’s a secure and happy retirement, a financial goal or securing their families futures we understand the importance of being there and constantly reviewing your funds and goals, we don’t sell products we provide solutions. Whether this is your first time, or you are an experienced investor we believe we can offer something different to other advisers. Our client’s funds are monitored closely every quarter to ensure they are still giving you returns which are outperforming their peers, how are yours doing? We can analyse existing portfolios and advise on funds after assessing your attitude to risk and just as important your appetite for loss.

We work on a flat fee basis not a percentage of your investments, why would you pay an adviser 3,4 or 5% or more of your money! We believe flat fee charges are fairer to our clients and more cost effective for you and your pocket.

We use market leading software in conjunction with our face to face, hands on service.

We will not baffle you with glossy brochures and statistics or send you updates you do not understand, all our clients have access to their own secure personal portal. In here you can see exactly what your money is working for you, gains, losses, and geographical breakdown of assets.

Investments

We ask all our clients to take a 5-year view when it comes to investment. Investments are for the medium to long term.  After discussing in depth what you want your money to do for you and carrying at an in depth attitude to risk and just as importantly appetite for loss questionnaire, discussing your personal tax position and any specific needs we will put together the most tax efficient and thought out investment recommendations tailored to you. Funds are monitored quarterly and moved free of charge should fund performance be below the standards you and we would expect. All investments carry risk of losses however those potential losses are explained to you along with the longer-term gains by way of our attitude to risk questionnaire.

THE VALUE OF INVESTMENTS AND THE INCOME THEY PRODUCE CAN FALL AS WELL AS RISE. YOU MAY GET BACK LESS THAN YOU INVESTED.

TAX TREATMENT VARIES ACCORDING TO INDIVIDUAL CIRCUMSTANCES AND IS SUBJECT TO CHANGE.

Pensions

If you want the retirement you deserve then please read on. Are you ready for potentially the longest holiday you will ever have? How much money you need will depend on what you want to carry on doing when you retire, fixed costs, nice to have and luxuries,  planning this at the outset will give you a better idea of how much you need to put away to secure the retirement you want. We will work with you to ensure that you have the realistic chance of achieving your goal. If you are nearing retirement and wish to discuss your options and how best to maximise your current assets, then please do get in touch. We offer an initial meeting at our cost to discuss how best we can work together. All investments carry risk, tailoring your investments to suit your personal attitude to risk is critical. Reducing market volatility is important should you be taking an income. You can access your pension saving from aged 55 so bear this in mind when saving into one, pensions as a rule are a long term investments.

THE VALUE OF PENSIONS AND THE INCOME THEY PRODUCE CAN FALL AS WELL AS RISE. YOU MAY GET BACK LESS THAN YOU INVESTED.

TAX TREATMENT VARIES ACCORDING TO INDIVIDUAL CIRCUMSTANCES AND IS SUBJECT TO CHANGE.

Mortgages

Whether you are a first-time buyer, a home mover or looking to re-mortgage your current home we offer a no broker fee mortgage service. We are whole of market and search the market to ensure we match you to the right lender and a product which closely matches your needs. Home purchase, re-mortgage and buy to let.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Protection

We all insure our homes, cars etc. but your income is the very foundation everything you have is built upon, but we do not think to insure it? Income protection plans are cost effective and whatever life throws at you the peace of mind knowing that should you be unable to work through illness or disability your quality of life should remain the same. Tax free income till you retire, return to work or the end of the plan term. Even if you return to work in a part time capacity your income protection plan will continue to pay a proportionate benefit.

THE PLAN WILL HAVE NO CASH IN VALUE AT ANY TIME AND WILL CEASE AT THE END OF THE TERM. IF PREMIUMS ARE NOT MAINTAINED, THEN COVER WILL LAPSE.

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Douglas Hope Financial Management is Authorised and Regulated by the Financial Conduct Authority (FCA) Authorisation number 453710.

RIGHT MONEY

RIGHT TIME, RIGHT PERSON

Any road will take you there

if you do not know where

you're going